From practical kapcais to automatic scooters, here are six used motorcycles listed at iMotorbike with estimated monthly payments below RM200.

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Looking for a used motorcycle without stretching your monthly budget? There are several options available at iMotorbike with estimated monthly payments starting from just RM110.
From lightweight kapcais designed for daily commuting to larger scooters with more features, here are six motorcycles currently listed with monthly payments below RM200.
All interest rates and calculated amounts displayed are estimates only and may vary depending on the bank. To get an accurate monthly payment estimate, you can check via the iMotorbike Motorcycle Loan Calculator Malaysia.

Modenas Kriss 110 – RM120 Monthly
Year: 2021
Price: RM2,650
Estimated Monthly: RM120
If you are looking for something simple, affordable and practical for everyday riding, the Modenas Kriss 110 is one of the options worth considering.
The Kriss 110 is a familiar name among Malaysian riders, with the kapcai developed around practicality and everyday transportation. Its compact dimensions make it easy to handle, particularly when navigating busy city roads or looking for parking.
For daily trips to work, college or nearby destinations, the small-capacity kapcai can be a straightforward option. The 2021 unit listed here is priced at RM2,650, with an estimated monthly payment of just RM120, making it the lowest monthly commitment on this list. The Kriss 110 also has a long history in Malaysia, with the original model introduced as a national motorcycle in 1996.

Honda ADV 160 – RM183 Monthly
Year: 2024
Price: RM8,250
Estimated Monthly: RM183
For riders looking for something larger and more modern, the Honda ADV 160 takes a different approach from a typical kapcai. The ADV 160 is a 157cc automatic scooter designed for both urban commuting and longer rides. Its adventure-inspired styling gives it a more rugged appearance, while the automatic CVT transmission makes it straightforward to ride in traffic.
The liquid-cooled engine produces around 15.8 hp and 14.7 Nm, providing more performance than smaller commuter scooters. The 2024 unit in this list is priced at RM8,250, with an estimated monthly payment of RM183.
That puts it close to the RM200 monthly limit, but gives riders an option if they want a more substantial scooter with additional performance and features.

QJMotor SRF15 – RM167 Monthly
Year: 2024
Price: RM7,250
Estimated Monthly: RM167
If you prefer something smaller but with a sportier character, the QJMotor SRF15 is another option to consider. The SRF15 is a 150cc minimoto powered by a single-cylinder, air-cooled, SOHC engine with EFI. It produces 13.14 hp at 9,000 rpm and 12 Nm at 7,000 rpm, paired with a five-speed manual transmission.
The bike also comes with an upside-down front fork, front and rear disc brakes and 12-inch wheels. With a relatively compact body and a weight of around 124kg, the SRF15 is designed to offer a more nimble riding experience.
The 2024 unit listed here is priced at RM7,250, with an estimated monthly payment of RM167. For riders who want something different from a conventional kapcai while keeping their monthly commitment below RM200, the SRF15 offers an alternative.

Suzuki Raider 150 – RM110 Monthly
Year: 2024
Price: RM4,750
Estimated Monthly: RM110
The Suzuki Raider 150 is another kapcai on the list, but with a stronger focus on performance. The bike is powered by a 147.3cc DOHC liquid-cooled engine producing up to 18.23 hp at 10,000 rpm and 13.8 Nm at 7,000 rpm.
Its lightweight underbone chassis and high-revving engine give the Raider a sportier character compared with smaller commuter-oriented kapcais.
What makes this particular listing interesting is the monthly payment. The 2024 unit is priced at RM4,750, with an estimated monthly payment of just RM110. That puts it at the lowest monthly figure on the list alongside the Kriss 110, while offering considerably more engine performance.

Yamaha Ego Avantiz – RM135 Monthly
Year: 2021
Price: RM3,850
Estimated Monthly: RM135
For riders who prefer the convenience of an automatic scooter, the Yamaha Ego Avantiz remains a practical option for everyday use. The Ego Avantiz uses a 125cc Blue Core single-cylinder engine paired with an automatic CVT transmission. It produces around 9.3 hp and 9.6 Nm, while the bike weighs approximately 96kg.
Its lightweight design makes it easy to handle, particularly around town and through busy traffic. The scooter also provides around 14 litres of under-seat storage, giving riders some additional space for everyday belongings.
The 2021 unit listed here is priced at RM3,850, with an estimated monthly payment of RM135. For riders who want the convenience of an automatic scooter without moving too far beyond a modest monthly budget, the Ego Avantiz is one of the more affordable options on this list.

QJMotor AX200S – RM180 Monthly
Year: 2025
Price: RM7,150
Estimated Monthly: RM180
The final motorcycle on the list is the QJMotor AX200S, a larger scooter offering more equipment while still keeping its estimated monthly payment below RM200.
The AX200S is powered by a 175cc single-cylinder, liquid-cooled SOHC engine producing 13.0kW at 8,500 rpm and 15.2 Nm at 6,500 rpm. Power is sent through a CVT and belt-drive system.
One of its key features is the combination of dual-channel ABS and a switchable Traction Control System (TCS). The scooter also gets 14-inch wheels, front and rear disc brakes and a 10-litre fuel tank.
The 2025 unit in this list is priced at RM7,150, with an estimated monthly payment of RM180. According to the listing provided, the motorcycle is also iM Certified, having gone through a 170-point inspection and coming with warranty coverage.
Options Under RM200, Which One Is Suitable?
Each of these six models offers a unique character. So, make your choice based on your usage preferences and budget range. To explore more motorcycle options, visit iMotorbike.com or visit your nearest iMotorbike showroom.
Note: Prices and estimated monthly payments are based on the listings provided and may change depending on availability, deposit, loan tenure and financing rates. Actual financing figures may vary depending on the financier and buyer’s application.
If your target is to keep your motorcycle payment below RM200 a month, these six listings offer several different options to consider, depending on your riding needs, preferred motorcycle type and budget.




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